Financial Literacy Program Design Impact in Tennessee
GrantID: 78148
Grant Funding Amount Low: $75,000
Deadline: Ongoing
Grant Amount High: $75,000
Summary
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Grant Overview
Tennessee's outcome targets for the award center on measurable improvements in household financial decision metrics tracked by state agencies. Papers must demonstrate that their published tests of behavioral finance or liquidity theories produce results calibrated to Tennessee low-income household survey data collected after 2008.
Eligibility requires publication within the last 15 years and at least one author holding a Tennessee academic or state government appointment during the relevant period. Submissions must include the journal article, a methods appendix showing outcome variables drawn from Tennessee Department of Financial Institutions complaint records or University of Tennessee consumer finance surveys, and evidence that the theoretical model was estimated separately on Tennessee observations.
The award committee evaluates whether the paper's findings alter predicted savings or debt outcomes when Tennessee-specific parameters, such as the prevalence of manufacturing employment and associated wage volatility, are inserted. Replication materials must permit exact recreation of Tennessee subsample results.
Work that links theoretical predictions to Tennessee's documented gaps in retirement account participation rates among households below 200 percent of the federal poverty line receives additional review. Papers are rejected when national estimates remain unchanged after Tennessee data are removed.
Eligible Regions
Interests
Eligible Requirements
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