Accessing Financial Coaching in Tennessee for Single Parents

GrantID: 76795

Grant Funding Amount Low: $11,000

Deadline: Ongoing

Grant Amount High: $42,000

Grant Application – Apply Here

Summary

Eligible applicants in Tennessee with a demonstrated commitment to Community Development & Services are encouraged to consider this funding opportunity. To identify additional grants aligned with your needs, visit The Grant Portal and utilize the Search Grant tool for tailored results.

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Grant Overview

Tennessee records single-parent households at 29 percent of all families with children under 18 in Appalachian counties east of Knoxville, exceeding rates in the Mississippi Delta counties to the west. Barrier_first funding addresses documented gaps in financial coaching access by requiring delivery through existing 501(c)(3) networks already operating in those counties.

County-level data from the Tennessee Department of Human Services show that only 9 percent of single-parent households in Cocke, Claiborne, and Hancock counties have received formal budgeting assistance in the past three years. The initiative therefore sets participation targets of 180 individuals per county over 24 months, measured through pre- and post-program credit score and savings account documentation.

These barriers matter because manufacturing employment in the Tri-Cities region has declined 14 percent since 2019, leaving single parents with irregular shift work that conflicts with standard nonprofit office hours. Transportation infrastructure limits access, with 38 percent of rural households lacking reliable vehicles and public transit coverage below one route per week in the target counties.

Application materials must include memoranda from each county's chancery court clerk confirming willingness to accept program certificates as evidence of financial management in child support proceedings. Budgets require line items for evening and weekend session stipends to accommodate shift workers. The Tennessee Department of Labor requires submission of participant wage records 12 months post-program.

Unlike Kentucky applications, Tennessee requires explicit linkage between coaching outcomes and state court processes governing child support enforcement.

Infrastructure constraints include the limited number of certified financial counselors holding Tennessee insurance producer licenses, with only 23 residing in the 16 easternmost counties. Workforce composition shows 27 percent of eligible single parents employed in hospitality or retail with non-standard schedules.

Geographic anchors encompass the Appalachian ridge-and-valley region spanning 12 counties and the Cumberland Plateau's sparse road network. Economic anchors center on the $9.2 billion annual manufacturing output concentrated west of the targeted counties. Demographic data note higher concentrations of households headed by women under age 35 in these eastern counties compared with state averages.

Eligible Regions

Interests

Eligible Requirements

Grant Portal - Accessing Financial Coaching in Tennessee for Single Parents 76795

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